About Us

At OUTBACKERINSURANCE.COM our primary aim has been to reduce the price of travel insurance without cutting down on the cover! .

We do this by not accepting travellers over the age of forty. You wont have to subsidise the premiums of those who may be more of a risk as you do on some other policies (the elderly don’t subsidise your motor premiums, why should you subsidise their Travel!). In addition we do not have the high costs of a call centre, our policies are only available direct, online, meaning we can pass these savings on to you.

We have made the site simple to navigate and you will find that the products are easily understood with no hidden small print. However should you experience any problems during your purchase there are instant contact buttons, which allow you contact one of our experienced operators who will assist you with any questions or queries that you may have.

The OUTBACKER Travel Insurance policies have been especially conceived for the young backpacker who wants a hassle free purchase enabling them to insure and go worldwide, travel through the USA or Europe, knowing that they are covered for most eventualities. 74 sports are automatically covered under the policies and one-way trips, family cover, winter sports and an excess waiver are all available options.

All the products are arranged by Worldwide Internet Insurance Services Limited an intermediary licensed in Gibraltar by The Financial Services Commission, under licence number FSC00657B. The products on offer are provided by UK Underwriting Limited. Underwriten by Primary Insurance Company Limited, Imdemnity Insurance Limited and CGU Insurance plc trading as Norwich Union.

About "Outbacker"
Outbacker is a trading name of World Wide Internet Insurance Services Ltd. World Wide Internet Insurance Services Ltd is an insurance intermediary licenced in Gibraltar by the Financial Services Commision, under licence FSC00657B. In these Conditions of Use 'our', 'we', 'us' means the following companies together: World Wide Internet Insurance Services Ltd trading as Outbacker Insurance, and any named preferred supplier.

English Law
These Conditions of Use will be governed by and construed in accordance with English law. Any disputes arising in relation to these Conditions of Use will be subject to the exclusive jurisdiction of the English courts. If any of the following provisions shall be unlawful, void or for any purpose unenforceable, then the particular provision will be deemed severable and will not affect the validity and enforceability of the remaining provisions or Conditions of Use.

Access to the Site
Unless otherwise specified, the information on this web site is directed solely at those who access the site from the United Kingdom (of Great Britain and Northern Ireland).

Content and Product Information
The descriptions of all the products and services contained in this web site are for information purposes only. The information and descriptions provided are not intended to be complete descriptions of all the terms, conditions and exclusions applicable. The precise coverage afforded by any insurance policy or other product issued by us is subject to the terms, conditions and exclusions of the policies as issued. Any other products and services provided are subject to their specific terms and conditions as set out throughout the site.

Legal Exclusions and Limitations
We take care to ensure that the information contained in this web site is accurate and up-to-date. However, we make no representations or warranties about the accuracy, completeness, reliability or suitability for any purpose of the information and related graphics published in this site, which may contain technical inaccuracies and typographical errors.

We are not providing any legal, accounting or other professional advice or opinion on specific facts or matters. Also, neither we nor any of our directors, employees or agents will be liable for damages arising out of or in connection with the use of this site or the information in it.

This is a comprehensive limitation of liability that applies to all damage of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and third party claims. However, nothing shall exclude or restrict liability for death or personal injury resulting from the negligence of us, our directors, employees or agents. Also, nothing shall exclude or restrict our obligations under the Financial Services and Markets Act 2000 or any other current or future Financial Services legislation.

Alterations
We reserve the right, at any time and without notice, to revise the contents of this site including these Conditions of Use. Any changes to these conditions will be posted on this site and by continuing to use this site following any such change, you will signify that you agree to be bound by the revised conditions.

Use of Your Information
By using this site, you agree to the use of any personal data that we may hold on you in accordance with the terms of the Privacy Policy. A copy of the Privacy Policy can be found by following the relevant link at the bottom of any page of this website.

Copyright
All design, text, graphics and their selection or arrangements are the copyright of third parties or us. Permission is granted to copy electronically and to print in hard copy portions of this site, solely for the purpose of using the site to seek a quotation or buy products and services. Any other use of materials on this site (including reproduction for purposes other than those noted above and alteration, modification, distribution or republication) without prior written permission is strictly prohibited.

Trademarks
The various Outbacker trade marks, product names and company logos as well as the get-up contained in this site are owned by World Wide Internet Insurance Services Ltd. Neither World Wide Travel Insurance Services Ltd or any Group company gives permission for the use of any of the trade marks, the get-up, product names, company names, logos or titles and any such use may constitute an infringement of the holder's rights.

Force Majeure
We shall not be liable to you for any breach of these Conditions of Use or any failure to provide, or any delay in providing, our services through our site that results from any event or circumstance beyond our reasonable control. This includes without limitation, strikes, lockouts and other industrial disputes, breakdown of systems or network access, fire, explosion, accident, insurrection and war.

Links to other Sites
In this site certain links, including hypertext links, will lead you to web sites or pages that are not under our control. These links are provided for your information and convenience and the inclusion of any link does not imply endorsement by us in any way of the site to which a particular link leads.