Inclusive Sports & Activities

Our policies all include over 100 sports and activities as standard, many more can be added for an additional premium. The full list of available sports and activities (subject to terms and conditions contained within the policy wording) are:

If you are participating in any other sports or activities not mentioned, please telephone our customer helpline on 0203 475 4682 as we may be able to offer cover for an additional premium. Details of those sports and activities which you have purchased cover for will be added to your insurance validation certificate

Working Abroad

Please check the list below to ensure any work you are participating in is listed. Please note that there is no Personal Liability cover while working. We exclude work involving the lifting or carrying of heavy items in excess of 25 kgs, use of power tools or machinery, work involving the use of scaffolding or ladders, working at a height above 6m, any electrical or construction work or any form of work underground.

Sports & Activities (categories B & C), and Winter Sports, will only be covered if the relevant add-on pack has been purchased with your policy.

Sports & Activities (categories B & C) can be purchased from your Customer Zone on a defined daily basis.

* There is no cover for Personal Liability for the marked sports and activities

The excess for Medical emergency and repatriation expenses is increased to £250 if you make a medical claim as a result of participating in any of the listed Category C activities.

Sport / Activity Category Important Information
Abseiling Category B Within organisers guidelines
Administrative work* Included
Aerobics Included
Alpine Mountain Biking Category C No racing, competitions or extreme downhill mountain biking - e.g. a very steep course which was specifically designed to be used by professional cyclists only). All protective clothing (e.g. helmet) must be worn. Height restriction of 4,000 Metres above sea level
Amateur athletics Category B
American football Category C
Angling Included
Archery Included
Assault courses Category B
Badminton Included
Bamboo rafting Category B
Banana boating Included Within organisers guidelines
Bar work* Included Licensed premises only no heavy lifting
Baseball Included
Basketball Included
Battle re-enactment Category B Professionally organised and no live ammunition
Beach games Included
Black water rafting Category C
BMX riding - stunt/obstacle Category C No racing, no competitions. All protective clothing to be worn. Height restriction of 4,000 Metres above sea level
Board sailing Included
Body boarding Included
Body flying/wind tunnel flying Category B Wearing pads and helmets
Boogie boarding Included
Bowling/Bowls Included
Breathing observation bubble Included Up to depth of 30 metres
Bungee jumping Included Within organisers guidelines and wearing full safety equipment, maximum 3 jumps per trip
Camel Riding* Category B
Canoeing (grade 1 rivers) Included
Canoeing (grade 2 or 3 rivers) Category B
Canoeing (grades 4 and 5) Category C
Canopy walking on fixed structure walkways Included
Canopy walking with ropes Category B
Caring for children (au pair/ nanny)* Included
Cascading Category C
Catamaran sailing* Included If qualified and no racing
Cave tubing Category B
Caving/pot holing Category C
Clay pigeon shooting* Included
Clerical and office work* Included
Climbing indoor Category B On climbing wall
Cookery courses Included
Cricket Included Including amateur tournaments or competitions
Croquet Included
Cross country running Included
Cross country skiing/Nordic skiing Winter Sports
Cycle touring Category B
Cycling Included Wearing a helmet where required and excluding any participation in extreme events, racing or competitions. No cover for cycle touring, mountain biking or BMX riding - see separately listed activities
Darts Included
Deep sea fishing Category B
Dinghy sailing* Included
Dragon boating* Included
Driving motorised vehicles (excluding Quad bikes)* Included You must be licensed to drive in the UK (other than in races, motor rallies off road or competitions) and wearing a helmet if driving a motorbike, moped, scooter or assisted bicycle and wearing a seatbelt when travelling in a motorised vehicle where a seatbelt is available for use
Dry slope boarding Category B
Dry slope skiing Category B
Dry slope skiing/boarding Winter Sports
Dune/wadi bashing Category B
Elephant trekking* Included Must be with official organisers
Equestrian events Category B Wearing a helmet and excluding competitions, racing, jumping and hunting
Fell running Category B
Fell walking Included
Fencing Category B
Fishing Included
Fives football/soccer Category B Not part of a professional tournament
Fruit picking* Included Excluding heavy items in excess of 25 KG and not including the use of power tools and machinery
Gaelic Football Category B
Go Karting* Category B
Golf Included Including amateur tournaments or competitions
Gorge scrambling/walking Category C Must be supervised and safety equipment worn
Gorilla trekking Included Must be with official organisers
Gymnastics Category B
Handball Included
Hang gliding Category C
Harness racing Category C
High ropes/Go ape Category B Amateur only and not main purpose of the trip
Hiking/walking/rambling/hill walking/trekking (between 4,000 and 5,000 meters above sea level) Category B
Hiking/walking/rambling/hill walking/trekking (up to 4,000 metres above sea level) Included
Hockey Category B
Horse Grooms* Category B
Horse riding Category B Wearing a helmet and excluding competitions, racing, jumping and hunting
Hot air ballooning Included Organised pleasure rides as a fare paying passenger
Hurling Category B
Husky dog sledding Winter Sports Organised non-competitive and with experienced local driver
Hydro speeding Category B
Ice cricket Winter Sports
Ice go-carting Winter Sports Within organisers guidelines and no liability cover
Ice hockey Winter Sports
Ice skating Included
Ice windsurfing Winter Sports No liability cover
Inline skating Included Wearing pads and helmets
Iron Man Category B Amateur only. 3 event version only (swimming, cycling and running)
Jet boating* Included Excluding racing and/or competitions
Jet skiing* Included Excluding racing and/or competitions
Jogging Included
Judo Category B
Karate Category B
Kayaking (grade 1 rivers) Included
Kayaking (grade 2 or 3 rivers) Category B
Kayaking (grades 4 and 5) Category C
Kendo Category B
Kick sledging Winter Sports
Kite buggying* Category B
Kite surfing land/water* Category B
Kloofing Category C
Korfball Included
Lacrosse Category B
Lifeguards* Category B Swimming pools only (leisure only)
Marathon running Category B
Modern pentathlon Category B
Mountain biking* Included No racing, competition's or extreme downhill mountain biking - e.g. a very steep course which was specifically designed to be used by professional cyclists only. All protective clothing (e.g. helmet) must be worn. Height restriction of 2,500 metres above sea level.
Mountain boarding Category B
Mud buggying* Category B
Netball Included
Non-retail work* Category B Including occasional light manual work, but not including the use of power tools and machinery
Orienteering Category B Walking only without the use of mechanised vehicles
Ostrich Riding Category C Must be officially organised
Paddle boarding Included
Paintballing* Included Wearing eye protection
Paragliding Category C
Parasailing Included
Parascending (over water) Included
Parascending over land Category B
Pistol shooting* Included Target shooting within a controlled environment or club only
Pony trekking Included Wearing a helmet
Pool rafting Included
Pot holing Category C
Rackets Included
Racquetball Included
Rambling Included
Rap jumping Category C Must be officially organised
Refereeing Included Amateur only
Retail trade including manual work* Category B Not including the use of power tools and machinery
Reverse bungee jumping Included Within organisers guidelines and wearing full safety equipment, maximum 3 jumps per trip
Rifle shooting* Included Target shooting within a controlled environment or club only
Ringos/doughnuts Included
River bugging Category C
River tubing Category B
Rock climbing Category C Within organisers guidelines and wearing full safety equipment
Rock scrambling Category B Within organisers guidelines and wearing/using full safety equipment
Roller blading Included Wearing pads and helmets
Roller hockey Category B Wearing pads and helmets
Roller skating Included Wearing pads and helmets
Rounders Included
Rowing Included
Rugby league Category C
Rugby sevens Category C
Rugby union Category C
Running Included Not long distance
Safari Included No guns and must be organised tour
Safari trekking in a vehicle Included No guns and must be organised tour
Safari trekking on foot Included No guns and must be organised tour
Safari with guns Category B Must be organised tour
Sail boarding* Included
Sailing within a 12 mile limit of the coastline* Included If qualified or accompanied by a qualified person and no racing
Sand boarding Category B
Sand dune surfing/skiing Category B
Scrambling Category B
Scuba diving to 18 metres Included If qualified or accompanied by qualified instructor and not diving alone
Scuba diving up to depth of 30 metres Category B If qualified or accompanied by qualified instructor and not diving alone
Sea canoeing/kayaking Included Within sight of land
Sea kayaking Category B
Shark diving in a cage Category B
Skateboarding Included Wearing pads and helmets
Ski Winter Sports
Ski biking Winter Sports
Ski boarding Winter Sports
Ski run walking Winter Sports
Ski-doing/snow mobiling* Winter Sports
Skiing cross country Winter Sports
Skiing off piste Winter Sports With a guide. A piste is a recognised and marked ski run within the resort boundaries.
Skiing on piste Winter Sports A piste is a recognised and marked ski run within the resort boundaries.
Skiing-mono Winter Sports
Skiing-nordic Winter Sports
Sky diving Category C Within organisers guidelines and wearing full safety equipment
Sky Jump from Auckland Sky Tower Category B Must be adequately supervised
Sledging tobogganing on snow Winter Sports
Sledging/sleigh riding* Winter Sports Pulled by a horse or reindeer as a passenger
Snooker Included
Snorkelling Included
Snow biking Winter Sports
Snow blading Winter Sports
Snow boarding off piste Winter Sports With a guide. A piste is a recognised and marked ski run within the resort boundaries.
Snow boarding on piste Winter Sports A piste is a recognised and marked ski run within the resort boundaries.
Snow bobbing Winter Sports
Snow carving Winter Sports Using non powered hand tools only and not working above 3 metres from the ground
Snow go karting Winter Sports No liability cover
Snow mobiling/skidooing* Winter Sports No liability cover
Snow scooting* Winter Sports
Snow shoe walking up to 3,500 metres above sea level Winter Sports
Snow tubing Winter Sports
Snowcat driving* Winter Sports
Soccer Category B
Softball Included
Squash Included
Street dancing Included
Street hockey Category B Wearing pads and helmets
Summer tobogganing Category B
Surfing* Included Including amateur tournaments or competitions
Swimming Included
Swimming with dolphins Included Must be with official organisers
Swimming with stingrays Included Must be with official organisers
Sydney harbour bridge Included Walking across clipped onto safety line
Table tennis Included
Tae kwon do Category B
Tall ship sailing* Category B
Tandem skydive Category B Must be adequately supervised
Teaching* Included Language and musical instruments. No use of power tools/and or machinery
Telemarking Winter Sports
Ten pin bowling Included
Tennis Included
Touch football Category B
Touch rugby Category B
Trampolining Included
Tree-top walking on fixed structure walkways Included
Trekking (between 4,000 and 5,000 meters above sea level) Category B
Trekking up to 4000m (up to 4,000 metres above sea level) Included
Triathlon Category B Including amateur tournaments or competitions
Trikke riding* Included Organised tours only, wearing correct safety equipment including a helmet
Tug of war Included
Ultimate frisbee Included
Via ferrata Category C
Volleyball Included
Wake boarding* Included
Walking hill (up to 4,000 metres above sea level) Included
War games* Included Wearing eye protection
Water parks Included
Water Polo Included
Water ski jumping Category C No competitions
Water Skiing* Included No tournaments or competitions
White water canoeing (grades 1 to 3) Category B
White water rafting (grade 1 to 3) Category B
Windsurfing* Included No tournaments or competitions
Winter walking up to 3,500 metres above sea level Winter Sports Using crampons and ice picks only
Working with turtles* Included
Yachting within a 12 mile limit of the coastline Included If qualified or accompanied by a qualified person and no racing
Yoga Included
Zip lining Included Safety harness must be worn
Zorbing Category B

Your policy is sold and administered by Worldwide Internet Insurance Services Limited an insurance intermediary licenced in Gibraltar by the Financial Services Commission under Permission Number 5570 (click here to confirm). This insurance is underwritten by Inter Partner Assistance S.A which is authorised and regulated by the National Bank of Belgium, with a registered head office at Boulevard du RĂ©gent 7, 1000 Brussels, Belgium. Authorised by the Prudential Regulation Authority (firm reference number 202664). Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Inter Partner Assistance S.A. UK branch office address is 106-118 Station Road, Redhill, RH1 1PR, Inter Partner Assistance S.A. is part of the AXA Group.

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