Our policies all include over 100 sports and activities as standard, many more can be added for an additional premium. The full list of available sports and activities (subject to terms and conditions contained within the policy wording) are:

If you are participating in any other sports or activities not mentioned, please telephone our customer helpline on 0203 475 4682 as we may be able to offer cover for an additional premium. Details of those sports and activities which you have purchased cover for will be added to your insurance validation certificate

Working Abroad
Please check the list below to ensure any work you are participating in is listed. Please note that there is no Personal Liability cover while working. We exclude work involving the lifting or carrying of heavy items in excess of 25Kg, work at a higher level than two storeys, or any form of work underground.

Sport / Activity Category Important Information
Abseiling Category B
Aerobics Included
Air Boarding Included
Alpine Mountain Biking Category C No racing, competitions or extreme downhill mountain biking - e.g. a very steep course which was specifically designed to be used by professional cyclists only. All protective clothing (e.g. helmet) must be worn. Height restriction of 4,000 Metres above sea level
Amateur Athletics Category B
American Football Category C
Angling Included
Archery Included
Assault Courses Category B
Badminton Included
Bamboo Rafting Category B
Banana Boating Included
Bar Work Included Licensed premises only, no heavy lifting
Baseball Included
Basketball Included
Battle Re-enactment Category B Professionally organised and without live ammunition
Beach Games Included
Biathlon Included
Bigfoot Skiing Winter Sports
Black Water Rafting Category C
BMX Riding - Stunt/obstacle Category C No racing, no competitions All protective clothing to be worn. Height restriction of 4,000 Metres above sea level
Board Sailing Included
Body Boarding Included
Body Flying/Wind tunnel flying Category B
Boogie Boarding Included
Bowling Bowls Included
Breathing Observation Bubble (30m) Included
Bungee Jumping Included Must be adequately supervised and full safety equipment used - Maximum of 3 jumps in any one trip
Camel Riding Category B No Personal Liability Cover
Canoeing (Grade 1 rivers) Included
Canoeing (Grade 2 or 3 Rivers) Category B
Canoeing (Grade 4 and 5) Category C
Canopy Walking on fixed structure walkways Included
Canopy Walking with ropes Category B
Cascading Category C
Cat Skiing/Boarding Winter Sports
Catamaran Sailing Included No Personal Liability Cover
Cave Tubing Category B
Caving/Pot Holing Category C
Clay Pigeon Shooting Included No Personal Liability Cover
Clerical and Office Work Included
Climbing Indoor Category B
Cookery Courses Included
Cricket Included Cover provided if part of a non-professional tournament or competition
Croquet Included
Cross Country Running Included
Cross Country Skiing Winter Sports
Curling Winter Sports
Cycle Touring Category B
Cycling Included
Darts Included
Deep Sea Fishing Category B
Dinghy Sailing Included No Personal Liability Cover
Dog Sledding Included
Dragon Boating Included No Personal Liability Cover
Dry Slope Boarding Category B
Dry Slope Skiing Category B
Dune/Wadi Bashing Category B
Elephant Trekking Included Must be with official organisers - No Personal Liability Cover
Equestrian Events Category B
Fell Running Category B
Fell Walking Included
Fencing Category B
Fishing Included
Fives Football/Soccer Category B Not part of a professional tournament
Fruit Picking Included Excluding heavy items in excess of 25Kg and no cover for the use of power tools or farm machinery
Gaelic Football Category B
Glacier Skiing Winter Sports
Glacier Walking to 4,000 meters Winter Sports
Go Karting Category B No Personal Liability Cover
Golf Included Cover provided if part of a non-professional tournament or competition
Gorge Scrambling/Walking Category C Must be supervised and safety equipment worn
Gorilla Trekking Included Must be with official organisers
Gymnastics Category B
Handball Included
Hang Gliding Category C
Harness Racing Category C
Hiking, Walking, Rambling, Hill Walking and Trekking (4,000-5,000 meters) Category B
Hiking, Walking, Rambling, Hill Walking and Trekking (below 4,000 meters) Included
Hockey Category B
Horse Grooms Category B
Horse Riding (not polo/jumping/hunting) Category B
Hot Air Ballooning Included Organised pleasure rides as a fare paying passenger only
Hurling Category B
Husky Sledge Ride Included Organised and non-competitive with an experienced local driver. Insured can drive themselves if supervised by an experienced local driver
Hydro Speeding Category B
Ice Curling Winter Sports
Ice Hockey Winter Sports
Ice Skating Winter Sports
Inline Skating Included
Iron Man (amateur) Category B 3 event version only (swimming, cycling and running)
Jet Boating Included No Personal Liability Cover
Jet Skiing Included No Personal Liability Cover
Jogging Included
Judo Category B
Karate Category B
Kayaking (Grade 1 rivers) Included
Kayaking (Grade 2 or 3 Rivers) Category B
Kayaking (Grade 4 and 5) Category C
Kendo Category B
Kite Buggying Category B No Personal Liability Cover
Kite Skiing/Snowboarding Winter Sports No Personal Liability Cover
Kite Surfing land/water Category B No Personal Liability Cover
Kloofing Category C
Korfball Included
Lacrosse Category B
Langlauf Winter Sports
Lifeguards (non beach) Category B Cover for swimming pools, leisure only
Marathon Running Category B
Martial Arts Category B
Modern Pentathlon Category B
Mono Skiing Winter Sports
Motorcycling Included General Exclusions Apply, see page 13 of the wording. No Personal Liability Cover
Mountain Biking Included No racing, competitions or extreme downhill mountain biking - e.g. a very steep course which was specifically designed to be used by professional cyclists only. All protective clothing (e.g. helmet) must be worn. Height restriction of 2,500 Metres above sea level.
Mountain Boarding Category B
Mud Buggying Category B No Personal Liability Cover
Netball Included
Off Piste Skiing/Snowboarding Winter Sports Within local ski patrol guidelines
Orienteering Category B Walking only without the use of mechnaised vehicles
Ostrich Riding Category C Must be with official organisers
Paintballing Included Must wear eye protection - No Personal Liability Cover
Paragliding Category C
Parasailing Included
Parascending (over water) Included
Parascending over land Category B
Pistol Shooting Included No Personal Liability Cover. Target shooting within a controlled environment or club only
Pony Trekking Included
Pool Rafting Included
Pot Holing Category C
Rackets Included
Racquetball Included
Rambling Included
Rap Jumping Category C Must be with official organisers
Refereeing Included Must be on an amateur basis
Retail Work Included Excluding lifting or carrying items that exceed 25Kg
Reverse Bungee Jumping Included Must be adequately supervised and full safety equipment used - Maximum of 3 jumps in any one trip
Rifle Shooting Included No Personal Liability Cover. Target shooting within a controlled environment or club only
Ringos/Doughnuts Included
River Bugging Category C
River Tubing Category B
Rock Climbing Category C Must be organised and take adequate safety precautions
Rock Scrambling Category B Must be organised and take adequate safety precautions
Roller Blading Included
Roller Hockey Category B
Roller Skating Included
Rounders Included
Rowing Included
Rugby League Category C
Rugby Sevens Category C
Rugby Union Category C
Running (not long distance) Included
Safari Included No guns. Must be organised by a bona fide tour operator
Safari (with guns) Category B
Safari Trekking in a vehicle Included No guns. Must be organised by a bona fide tour operator
Safari Trekking on foot Included No guns. Must be organised by a bona fide tour operator
Sail Boarding Included No Personal Liability Cover
Sailing Included Within a 12 mile limit of the coastline - No Personal Liability Cover
Sand Boarding Category B
Sand Dune Surfing/Skiing Category B
Scrambling Category B
Scuba Diving (30 metres) Category B Must be qualified/with an instructor
Scuba Diving to 18 metres if qualified or with an instructor Included Must be qualified/with an instructor
Sea Canoeing Category B
Sea Kayaking Category B
Shark Diving In a Cage Category B
Shinty Category B
Skateboarding Included
Ski Randonee Winter Sports
Ski Touring Winter Sports
Ski-dooing Winter Sports No Personal Liability
Ski/Snow Biking Winter Sports
Ski/Snow Blading Winter Sports
Skiing Winter Sports
Sky Diving Category C
Sky Jump from Auckland Sky Tower Category B Must be adequately supervised
Sledging/Sleighing Winter Sports
Snooker Included
Snorkelling Included
Snow Mobiling Winter Sports No Personal Liability
Snowboarding Winter Sports
Soccer Category B
Softball Included
Speed Skating Winter Sports
Squash Included
Street Dancing Included
Street Hockey Category B Must wear helmet and pads
Summer Tobogganing Category B
Surfing Included Cover provided if part of a non-professional competition. No Personal Liability Cover
Swimming Included
Swimming with Dolphins Included Must be with official organisers
Swimming with Stingrays Included Must be with official organisers
Sydney Harbour Bridge (walking across clipped onto safety line) Included Must be supervised and full safety equipment used
Sydney Harbour Bridge Walk Included Must be adequately supervised and full safety equipment used
Table Tennis Included
Tae Kwon Do Category B
Tall Ship Sailing Category B
Tandem Prepending (supervised) Category B
Tandem Skydive (Supervised) Category B
Ten Pin Bowling Included
Tennis Included
Tobogganing Winter Sports
Touch Football Category B
Touch Rugby Category B
Trampolining Included
Tree-top Walking on fixed structure walkways Included
Trekking (4,000-5,000 meters) Category B
Trekking up to 4000m (above sea level) Included
Triathlon Category B If non-professional tournament or competition
Tug of War Included
Ultimate Frisbee Included
Via Ferrata Category C
Volleyball Included
Wake Boarding Included No Personal Liability Cover
Walking Hill (up to 4,000 meters) Included
War Games Included Must wear eye protection. No Personal Liability Cover
Water Polo Included
Water Ski Jumping Category C No competitions
Water Skiing Included No competitions. No Personal Liability Cover
White Water Canoeing (Grade 1 to 3) Category B
White Water Rafting (Grade 1 to 3) Category B
Windsurfing Included No competitions. No Personal Liability Cover
Yachting Included Within a 12 mile limit of the coastline - No Personal Liability Cover
Yoga Included
Zip Lining Included Must be adequately supervised and full safety equipment used
Zorbing Category B