This policy is only valid for permanent UK residents aged 18 to 40 years old at the time of purchase who are registered with a UK GP and for trips departing from the United Kingdom and returning to the United Kingdom. Cover is not provided for a trip already in progress.

Please note: If you travel to a country where the Foreign, Commonwealth and Development Office (FCDO) or other regulatory authority advise against travel there will be no cover under this policy, even if the country would be otherwise covered.

This product is designed to meet the demands and needs of those who wish to ensure that they are financially protected in the event of medical emergencies, delayed departures, cancellation and curtailment, lost, stolen or delayed possessions, personal liability, loss of travel money and passport and legal expenses when travelling and if chosen, optional cover can be included if applicable. The levels of cover may vary depending on which options you choose and where you travel to.