All our policies include cover for Covid-19 as standard, to help you decide if this cover is suitable for your needs please view our dedicated Covid Page which explains how your cover applies in a number of circumstances.
While we recommend you read our Covid Page to understand in more detail the cover we include as standard the information below provides you with an overview of the core cover.
Our policies DO NOT require you to be vaccinated against Covid. Please note however that our policies do not offer any cover if you fail to hold the relevant documentation as required by your airline (or other public transport such as a cruise ship or train) or destination country. For example if your destination country requires you to provide either proof of being fully vaccinated or a current negative test certificate and you are denied boarding/entry due to not providing valid documents there is no cover under our policies.
Our policies do not cover the costs of Covid testing or vaccination either prior to, during, or post your trip.
Please note that all cover noted above is subject to terms and conditions.
At Outbacker, we have been benchmarked with travel insurers across the UK by independent financial research and software company, Defaqto, and have received a 5 Star Rating for our 'Platinum' policies. Our travel insurance has been found to provide quality cover and includes a comprehensive range of features and benefits.
Defaqto have found that our travel cover provides one of the highest quality offerings in the market.
Defaqto is an independent financial research company focused on supporting better financial decision making. At its heart is the UK's largest retail financial product database, which it maintains by collecting the whole universe of product and fund data and using its industry expertise and insight to make it comparable. Ultimately, this data underpins Defaqto's product ratings, web and software solutions, publications, events and consultancy services.
We are proud to be able to not only offer one of the highest quality travel insurance products on the market, but also one of the cheapest. This makes our policies great value for money. You can find a comparison against some of our main competitors on our travel insurance comparison page.
Outbacker Travel Insurance policies do not cover ANY pre-existing medical conditions.
* We include cover for some types of work and charity as standard, for other types you'll need to pay an additional premium, please click here for more information. If you include cover for manual labour please note we exclude manual work involving the lifting or carrying of heavy items in excess of 25 kgs, use of power tools or machinery, work involving the use of scaffolding or ladders, working at a height above 6m, any electrical or construction work or any form of work underground.